Refinance Loans

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WHAT TO EXPECT – Before, During & At the Close

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Benefits of Refinancing

Buying your first home? Making home improvements? Curious about credit ? Need to manage your debt? There are many things to consider.

What’s Best for My Situation?

Like most important questions, the answer to this question is – “It depends”.  It depends on who you are, your unique situation and of course, your objectives, present and future. more…

Little or no equity refinance

Due to the unprecedented situation facing many homeowners in today’s challenging economy, Congress has enacted several new programs to help the “underwater” homeowner.  That is, homeowners who owe more on their home than their homes market value.  Though these new laws cannot not help everyone who’s house is over-emcumbered, we can help a lot of people.

Refinance Basics

Refinancing means that we “finance again” we replace your current loan with a loan that better fits your needs.  The loan process is nearly identical to the purchase loan, however, there are some important differences.  Understanding these  difference is paramount to having the best refinance experience.

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