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[tabs style=”1″] [tab title=”Purchase Pre-Qual Form”] If you have any questions about the Short Form below, check out the Frequently Asked Questions on the “FAQ’s” tab above.

Pre-Qualification Form

Complete the short form below. We will review your information and provide a detailed report on the maximum mortgage that you qualify for. To view a sample form check out the video or download a sample using the links on the left sidebar.
  • Please enter your household's Total Gross Monthly full-time income, NOT the take home pay. If income is part-time please provide details (# years employed and average annual income) in the NOTES section below.
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    What is the maximum amount available for down payment.
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    Enter the monthly amount of your credit obligations - the minimum required payments for your credit cards. Do not include utility payments or other household expenses.
  • Enter the amount of your car payments or student loan payments. Please specify in the NOTES section if you have student loans that are in deferment. Do not include utility payments or other household expenses.
  • Please enter any additional information that will assist us to better understand your income and credit profile. It is important for us to know if auto loans are nearly paid off or if student loan payments are in deferment, etc.

[/tab] [tab title=”Refinance Questionnaire”] If you have any questions about the Short Form below, check out the Frequently Asked Questions on the “FAQ’s” tab above.

Refinance Questionnaire

Please complete the short form below. Upon receipt, we will review your information, then schedule a time to connect with you to explain your refinance options. We'll prepare a detailed Total Cost Analysis - an invaluable tool that will help us determine the best loan for you. Check out the sidebar to view a sample report.
  • Mobile PhoneWork PhoneHome Phone 
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  • Current RateCurrent PaymentLoan Balance 
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  • Current RateCurrent PaymentLoan Balance 
    Add a row
  • Please enter your household's Total Gross Monthly full-time income, NOT the take home pay. If income is part-time please provide details (# years employed and average annual income) in the NOTES section below.
  • Add a row
    What is the maximum amount available for down payment.
  • Add a row
    Enter the monthly amount of your credit obligations - the minimum required payments for your credit cards. Do not include utility payments or other household expenses.
  • Enter the amount of your car payments or student loan payments. Please specify in the NOTES section if you have student loans that are in deferment. Do not include utility payments or other household expenses.
  • Please enter any additional information that will assist us to better understand your income and credit profile. It is important for us to know if auto loans are nearly paid off or if student loan payments are in deferment, etc.

[/tab] [tab title=”FAQ’s”]

Click on a title below to view the FAQ answers.

[note color=”#E0E0E0″]

Pre-qual FAQ’s

[spoiler title=”Gross or Net Income”] If you work for a company, use the actual income that your employer pays out to you.  Your net income is not relevant.  However, if you’re self employed, the amount that you report as annual profit must be averaged over 12 months to get a monthly figure.  [/spoiler] [spoiler title=”Payments”] When reporting your monthly obligations, we’re only concerned about minimum monthly payments on loans, credit cards, etc. ONLY the payments that you make on borrowed money.  Payments on installment loans (like car payments) that have a fixed term can be excluded if they will be paid off in less than 10 months.  [/spoiler] [spoiler title=”Assets”] We need to know the amount of liquid funds that you have allocated to your home purchase.  In order to maximize your qualifying, we may strategically allocate funds to pay off or pay down your expenses.  Be sure to tell us about these funds. [/spoiler] [/note] [note color=”#E0E0E0″]

Refinance FAQ’s

[spoiler title=”Under Construction”] More to follow. [/spoiler] [/note] [/tab] [/tabs]