Learning Center

Ask the Loan Expert

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Learn the Basics

Buying your first home? Making home improvements? Curious about credit ? Need to manage your debt? There are many things to consider.
How Your Application is Evaluated | Mortgage Glossary
Which Loan is Best for You ? | Understanding Credit
Minimum Requirements

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What to Expect – Purchase

Take a tour of the process from start to finish, know what to expect so that you can be best prepared for each step.
Before| During | At the Close | FAQs
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xEducational Resources for You – Under Construction

We’re committed to making sure that you’re comfortable from start to finish, because that’s the only way you’ll introduce us to your friends. Let’s start at the beginning.
Wednesday Webinar | Educational Videos | Online Calculators | Success Stories
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xAdvanced Topics

[spoiler style=”2″ title=”Locking Your Interest Rate”] [tabs style=”1″] [tab title=”xThe Basics”] The interest rate, how and why it changes….
[/tab] [tab title=”Overview”] Predicting the interest rate is a lot like predicting the weather.  You can have a general idea of what to expect based on what’s been happening lately- that is, the trend.  However, on any given day, there can be some wild variation to the good or to the bad.  If you’ve ever thought that you’ll never be able to understand the stock market you’re also saying that you’ll never understand the bond market – the performance of the bond market (in particular, mortgage bonds) is what makes interest rates go up and down.  The stock market or a particular stock’s value goes up and down based on investors’ expectations of a company’s value.  The interest rate goes up and down based on investors’ expectation of how the bond market will perform.
[/tab] [tab title=”xWhen to lock…”] … the best way to explain
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