Jimmy Wakimoto Synergy Financial Group, Inc. Phone: (310) 245-2169 jimmycchl@gmail.com Quick Tips for Getting Started on Your Home Purchase Buying a home can be a complex process, but it doesn’t have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your […]
When is big money a bad for you ?
August 11, 2016 by
In real life, we all get excited when we receive money in big chunks instead of piecemeal income, right? Unfortunately, in the mortgage world large deposits are one of the “red flags” that wreak havoc on any otherwise (perfectly clean) loan application. Common sense says that a lender should be more concerned about an applicant’s […]
Buying a Home ? Three Critical Questions!
September 10, 2015 by
Cancelling Mortgage Insurance
September 3, 2015 by
This article applies to Conventional mortgage loans only. As of this writing, FHA mortgage insurance cannot be removed, it is required for the life of the loan. WHY MORTGAGE INSURANCE? Mortgage insurance (MI) is required at the time that the mortgage was originated, if there was not sufficient equity in the property. Typically if the […]
New Condo — Close to parents !
November 22, 2013 by
Peter & Grace were naïve 1st time homebuyers who didn’t know where to start. They had a 1 yr old son and another baby on the way, so they knew they would quickly outgrow their small space. Since they barely had a 3% down payment, they were concerned about the mortgage insurance (MI) that they […]
Getting Rid of Mortgage Insurance
September 26, 2013 by
Mortgage insurance (MI) is something that was probably forced it upon you. It may have been necessary at the time, however, it may not be necessary to any more. With a conventional loan, by federal law, MI drops off when the loan is paid down to 78% of the original sales price. With FHA, depending […]
Homestead Declaration
September 9, 2013 by
Copied from : http://www.chicagotitleconnection.com/images/PDF/HomesteadDeclaration.pdf This is very comprehensive Homestead Declaration explanation: Homestead and what does it do? In California, a Homestead gives protection against involuntary claims against an owner’s home. If a money judgment is rendered against you in court, the person who won the judgment against you may try to collect the monetary damages […]
Map to Torrance office
October 6, 2012 by
21151 S. Western Ave., Ste. 178, Torrance, CA [wpezmap icon=”star”]21151 S. Western Ave., Torrance, CA [/wpezmap] Disneyland [wpezmap]Disneyland[/wpezmap]
Today’s Rates
October 1, 2012 by
Powered by Loan Rates If You are interested in buying drugs online, now it is the date to start. With the Internet flooded with numerous web-sites selling divers medicaments, buying drugs online is no longer a dream for common man. There isn’t anything you can’t buy online anymore. Diflucan (fluconazole), most pop of a new […]
